How Buying a Home Works in New York

From your first conversation to closing day, here's what to expect when you work with Ammar Iqbal to buy a home in the Hudson Valley.

01

Initial Consultation

We start with a conversation about your goals, timeline, budget, and what matters most in your next home.

02

Pre-Approval

We connect you with a trusted lender to get pre-approved, so you know your price range and can act quickly when the right home comes up.

03

Finding Properties

You'll receive curated listings across Orange, Rockland, Westchester, and Dutchess counties that match your criteria.

04

Showing Properties

We tour homes together, in person or virtually, with guidance on what to look for in each property and neighborhood.

05

Negotiating Offers

We put together a competitive offer and negotiate price and terms on your behalf.

06

Inspections

A professional home inspection helps identify any issues before you're fully committed to the purchase.

07

Appraisal

Your lender orders an appraisal to confirm the home's value supports your loan amount.

08

Working with the Lender

You'll finalize your mortgage application and satisfy any remaining underwriting conditions.

09

Working with the Attorney

New York real estate transactions require an attorney. We'll connect you with one to review the contract and guide you through the legal process.

10

Title Company

A title search and title insurance confirm clear ownership and protect your purchase.

11

Final Walkthrough

We walk through the home one last time before closing to confirm its condition.

12

Closing

You'll sign the final paperwork, transfer funds, and get the keys to your new home.

Ready to Start Your Home Search?

Let's talk about your goals, get you pre-approved, and start touring homes in the Hudson Valley.